Narratives

<xs:element xmlns:altova="http://www.altova.com/xml-schema-extensions"
            xmlns:vc="http://www.w3.org/2007/XMLSchema-versioning"
            xmlns:xs="http://www.w3.org/2001/XMLSchema"
            name="Narratives"
            type="PRIIPS_V2_NarrativesType">
   <xs:annotation>
      <xs:documentation xml:lang="en">04 - Narratives - mandatory section for underlying options offered in German or Italian MOPs </xs:documentation>
      <xs:documentation xml:lang="de">04 - Narratives - Pflicht Abschnitt für Basiswert options offered in German oder Italian MOPs</xs:documentation>
      <xs:documentation xml:lang="fr">04 - Narratives - obligatoire section pour sous-jacent options offered dans German ou Italian MOPs</xs:documentation>
      <xs:documentation xml:lang="nl">04 - Narratives - verplicht sectie voor onderliggende waarde options offered in German van Italian MOPs</xs:documentation>
   </xs:annotation>
</xs:element>

<xs:complexType xmlns:altova="http://www.altova.com/xml-schema-extensions"
                xmlns:vc="http://www.w3.org/2007/XMLSchema-versioning"
                xmlns:xs="http://www.w3.org/2001/XMLSchema"
                name="PRIIPS_V2_NarrativesType">
   <xs:annotation>
      <xs:documentation xml:lang="en">PRIIPs V2 narratives type containing text descriptions for the Key Information Document (KID) version 2, including comprehension alert, target market, investment objectives and cost narratives</xs:documentation>
      <xs:documentation xml:lang="de">PRIIPs V2 Narratives Typ mit Textbeschreibungen für das Key Information Document (KID) Version 2, einschließlich Comprehension Alert, Target Market, Anlageziele und Kostennarrative</xs:documentation>
      <xs:documentation xml:lang="fr">Type PRIIPs V2 narratives contenant des descriptions textuelles pour le Key Information Document (KID) version 2, incluant comprehension alert, target market, objectifs d'investissement et narratives de coûts</xs:documentation>
      <xs:documentation xml:lang="nl">PRIIPs V2 narratives type met tekstbeschrijvingen voor het Key Information Document (KID) versie 2, inclusief comprehension alert, target market, beleggingsdoelstellingen en kostennarratives</xs:documentation>
   </xs:annotation>
   <xs:sequence>
      <xs:element name="ComprehensionAlert" type="YesNoType">
         <xs:annotation>
            <xs:documentation xml:lang="en">04020-Flag Comprehension Alert</xs:documentation>
            <xs:documentation xml:lang="de">04020-Flag Comprehension Alert</xs:documentation>
            <xs:documentation xml:lang="fr">04020-Indicateur Comprehension Alert</xs:documentation>
            <xs:documentation xml:lang="nl">04020-Vlag Comprehension Alert</xs:documentation>
         </xs:annotation>
      </xs:element>
      <xs:element name="IntendedTargetMarketRetailInvestor">
         <xs:annotation>
            <xs:documentation xml:lang="en">04030-Text in reference language:

The description of the type of retail investor to whom the PRIIP is intended to be marketed in the section entitled ‘What is this product?’ of the key information document shall include information on the target retail investors identified by the PRIIP manufacturer, in particular depending on the needs, characteristics and objectives of the type of client for whom the PRIIPs is compatible. This determination shall be based upon the ability of retail investors to bear investment loss and their investment horizon preferences, their theoretical knowledge of, and past experience with PRIIPs, the financial markets as well as the needs, characteristics and objectives of potential end clients.</xs:documentation>
            <xs:documentation xml:lang="de">04030-Text in Referenz language:

The Beschreibung von Typ von Privatanleger Anleger zu whom PRIIP ist intended zu be marketed in Abschnitt entitled ‘What ist dies product?’ von key Information document shall include Information on target Privatanleger investors identified durch PRIIP manufacturer, in particular depending on needs, characteristics und objectives von Typ von client für whom PRIIPs ist compatible. This determination shall be based upon ability von Privatanleger investors zu bear Anlage loss und their Anlage horizon preferences, their theoretical knowledge von, und past experience mit PRIIPs, financial markets als well als needs, characteristics und objectives von potential end clients.</xs:documentation>
            <xs:documentation xml:lang="fr">04030-Text dans référence language:

The description de type de particulier investisseur à whom PRIIP est intended à be marketed dans section entitled ‘What est ce product?’ de key information document shall include information on target particulier investors identified par PRIIP manufacturer, dans particular depending on needs, characteristics et objectives de type de client pour whom PRIIPs est compatible. This determination shall be based upon ability de particulier investors à bear investissement loss et their investissement horizon preferences, their theoretical knowledge de, et past experience avec PRIIPs, financial markets comme well comme needs, characteristics et objectives de potential end clients.</xs:documentation>
            <xs:documentation xml:lang="nl">04030-Text in referentie language:

The beschrijving van type van particulier belegger naar whom PRIIP is intended naar be marketed in sectie entitled ‘What is dit product?’ van key informatie document shall include informatie on target particulier investors identified door PRIIP manufacturer, in particular depending on needs, characteristics en objectives van type van client voor whom PRIIPs is compatible. This determination shall be based upon ability van particulier investors naar bear belegging loss en their belegging horizon preferences, their theoretical knowledge van, en past experience met PRIIPs, financial markets als well als needs, characteristics en objectives van potential end clients.</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="4000"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element name="InvestmentObjective">
         <xs:annotation>
            <xs:documentation xml:lang="en">04040-Text in reference language:

Information stating the objectives of the PRIIP and the means for achieving those objectives in the section entitled ‘What is this product?’ of the key information document shall be summarised in a brief, clear and easily understandable manner. That information shall identify the main factors upon which return depends, the underlying investment assets or reference values, and how the return is determined, as well as the relationship between the PRIIP’s return and that of the underlying investment assets or reference values.</xs:documentation>
            <xs:documentation xml:lang="de">04040-Text in Referenz language:

Information stating objectives von PRIIP und means für achieving those objectives in Abschnitt entitled ‘What ist dies product?’ von key Information document shall be summarised in ein brief, clear und easily understandable manner. That Information shall identify main factors upon welche Rendite depends, Basiswert Anlage assets oder Referenz values, und wie Rendite ist determined, als well als relationship between PRIIP’s Rendite und dass von Basiswert Anlage assets oder Referenz values.</xs:documentation>
            <xs:documentation xml:lang="fr">04040-Text dans référence language:

Information stating objectives de PRIIP et means pour achieving those objectives dans section entitled ‘What est ce product?’ de key information document shall be summarised dans un brief, clear et easily understandable manner. That information shall identify main factors upon qui rendement depends, sous-jacent investissement assets ou référence values, et comment rendement est determined, comme well comme relationship between PRIIP’s rendement et que de sous-jacent investissement assets ou référence values.</xs:documentation>
            <xs:documentation xml:lang="nl">04040-Text in referentie language:

Informatie stating objectives van PRIIP en means voor achieving those objectives in sectie entitled ‘What is dit product?’ van key informatie document shall be summarised in een brief, clear en easily understandable manner. That informatie shall identify main factors upon welke rendement depends, onderliggende waarde belegging assets van referentie values, en hoe rendement is determined, als well als relationship between PRIIP’s rendement en dat van onderliggende waarde belegging assets van referentie values.</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="8000"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element minOccurs="0" name="RiskNarrative">
         <xs:annotation>
            <xs:documentation xml:lang="en">04050-Text in reference language:
[insert a brief explanation of the classification of the product with a maximum of 300 characters in plain language]</xs:documentation>
            <xs:documentation xml:lang="de">04050-Text in Referenz language:
[insert ein brief explanation von Klassifikation von product mit ein maximum von 300 characters in plain language]</xs:documentation>
            <xs:documentation xml:lang="fr">04050-Text dans référence language:
[insert un brief explanation de classification de product avec un maximum de 300 characters dans plain language]</xs:documentation>
            <xs:documentation xml:lang="nl">04050-Text in referentie language:
[insert een brief explanation van classificatie van product met een maximum van 300 characters in plain language]</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="300"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element name="OtherMaterialyRelevantRiskNarrative">
         <xs:annotation>
            <xs:documentation xml:lang="en">04060-Text in reference language (Element E)

[Where applicable: element h] [Other risks materially relevant to the PRIIP not included in the summary risk indicator to be explained with a maximum of 200 characters]</xs:documentation>
            <xs:documentation xml:lang="de">04060-Text in Referenz language (Element E)

[Where applicable: Element h] [Sonstig risks materially relevant zu PRIIP nicht included in summary Risiko Indikator zu be explained mit ein maximum von 200 characters]</xs:documentation>
            <xs:documentation xml:lang="fr">04060-Text dans référence language (Élément E)

[Where applicable: élément h] [Autre risks materially relevant à PRIIP pas included dans summary risque indicateur à be explained avec un maximum de 200 characters]</xs:documentation>
            <xs:documentation xml:lang="nl">04060-Text in referentie language (Element E)

[Where applicable: element h] [Overig risks materially relevant naar PRIIP niet included in summary risico indicator naar be explained met een maximum van 200 characters]</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="200"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element name="TypeUnderlyingInvestmentOption">
         <xs:annotation>
            <xs:documentation xml:lang="en">04070-Legal Form like SICAV, OEIC, ... Understable to te customer</xs:documentation>
            <xs:documentation xml:lang="de">04070-Rechtlich Form like SICAV, OEIC, ... Understable zu te customer</xs:documentation>
            <xs:documentation xml:lang="fr">04070-Juridique Form like SICAV, OEIC, ... Understable à te customer</xs:documentation>
            <xs:documentation xml:lang="nl">04070-Juridisch Form like SICAV, OEIC, ... Understable naar te customer</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="300"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element name="CapitalGuarantee" type="YesNoType">
         <xs:annotation>
            <xs:documentation xml:lang="en">04080-Capital Guarantee</xs:documentation>
            <xs:documentation xml:lang="de">04080-Capital Guarantee</xs:documentation>
            <xs:documentation xml:lang="fr">04080-Capital Guarantee</xs:documentation>
            <xs:documentation xml:lang="nl">04080-Capital Guarantee</xs:documentation>
         </xs:annotation>
      </xs:element>
      <xs:element minOccurs="0" name="CapitalGuaranteeLevel">
         <xs:annotation>
            <xs:documentation xml:lang="en">04081-Capital Guarantee level. Minimum amount will be paid at redemption in%. Cf annex 3, point 7, Element F</xs:documentation>
            <xs:documentation xml:lang="de">04081-Capital Guarantee level. Minimum Betrag will be paid at Rücknahme in%. Cf Anhang 3, point 7, Element F</xs:documentation>
            <xs:documentation xml:lang="fr">04081-Capital Guarantee level. Minimum montant will be paid at rachat dans%. Cf annexe 3, point 7, Élément F</xs:documentation>
            <xs:documentation xml:lang="nl">04081-Capital Guarantee level. Minimum bedrag will be paid at inkoop in%. Cf bijlage 3, point 7, Element F</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:decimal">
               <xs:minInclusive value="0"/>
               <xs:maxInclusive value="1"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element minOccurs="0" name="CapitalGuaranteeLimitations">
         <xs:annotation>
            <xs:documentation xml:lang="en">04082-The field shall contain well-formulated text which can be used directly by the insurer in the KID according to article 14 of the regulation.</xs:documentation>
            <xs:documentation xml:lang="de">04082-The Feld shall contain well-formulated text welche can be used directly durch insurer in KID gemäß article 14 von regulation.</xs:documentation>
            <xs:documentation xml:lang="fr">04082-The champ shall contain well-formulated text qui can be used directly par insurer dans KID selon article 14 de regulation.</xs:documentation>
            <xs:documentation xml:lang="nl">04082-The veld shall contain well-formulated text welke can be used directly door insurer in KID volgens article 14 van regulation.</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="300"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element minOccurs="0"
                  name="CapitalGuaranteeEarlyExitConditions"
                  type="xs:date">
         <xs:annotation>
            <xs:documentation xml:lang="en">04083-Date before which the early exit conditions apply. </xs:documentation>
            <xs:documentation xml:lang="de">04083-Datum before welche early exit conditions apply.</xs:documentation>
            <xs:documentation xml:lang="fr">04083-Date before qui early exit conditions apply.</xs:documentation>
            <xs:documentation xml:lang="nl">04083-Datum before welke early exit conditions apply.</xs:documentation>
         </xs:annotation>
      </xs:element>
      <xs:element minOccurs="0" name="CapitalGuaranteePortfolio">
         <xs:annotation>
            <xs:documentation xml:lang="en">04084-characteristics of the guarantee: open ended or fixed maturity, daily or monthly lockin, monthly reset, constant guarantee, reference value (highest NAV, NAV of start period,…), other particularities, name of the guarantor</xs:documentation>
            <xs:documentation xml:lang="de">04084-characteristics von guarantee: offen ended oder fixed maturity, täglich oder monatlich lockin, monatlich reset, constant guarantee, Referenz Wert (highest NAV, NAV von start period,…), Sonstig particularities, Name von guarantor</xs:documentation>
            <xs:documentation xml:lang="fr">04084-characteristics de guarantee: ouvert ended ou fixed maturity, quotidien ou mensuel lockin, mensuel reset, constant guarantee, référence valeur (highest NAV, NAV de start period,…), autre particularities, nom de guarantor</xs:documentation>
            <xs:documentation xml:lang="nl">04084-characteristics van guarantee: open ended van fixed maturity, dagelijks van maandelijks lockin, maandelijks reset, constant guarantee, referentie waarde (highest NAV, NAV van start period,…), overig particularities, naam van guarantor</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="2500"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element minOccurs="0" name="PossibleMaxLoss">
         <xs:annotation>
            <xs:documentation xml:lang="en">04085-Possible maximium loss</xs:documentation>
            <xs:documentation xml:lang="de">04085-Possible maximium loss</xs:documentation>
            <xs:documentation xml:lang="fr">04085-Possible maximium loss</xs:documentation>
            <xs:documentation xml:lang="nl">04085-Possible maximium loss</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:decimal">
               <xs:minInclusive value="0"/>
               <xs:maxInclusive value="1"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element minOccurs="0" name="DescriptionPastInterval">
         <xs:annotation>
            <xs:documentation xml:lang="en">04086 - 04089</xs:documentation>
            <xs:documentation xml:lang="de">04086 - 04089</xs:documentation>
            <xs:documentation xml:lang="fr">04086 - 04089</xs:documentation>
            <xs:documentation xml:lang="nl">04086 - 04089</xs:documentation>
         </xs:annotation>
         <xs:complexType>
            <xs:sequence>
               <xs:element minOccurs="0" name="UnfavorableScenario">
                  <xs:annotation>
                     <xs:documentation xml:lang="en">04086 - Describes the historical time period the unfavourable scernario corresponds to</xs:documentation>
                     <xs:documentation xml:lang="de">04086 - Describes historical time period unfavourable scernario corresponds zu</xs:documentation>
                     <xs:documentation xml:lang="fr">04086 - Describes historical time period unfavourable scernario corresponds à</xs:documentation>
                     <xs:documentation xml:lang="nl">04086 - Describes historical time period unfavourable scernario corresponds naar</xs:documentation>
                  </xs:annotation>
                  <xs:simpleType>
                     <xs:restriction base="xs:string">
                        <xs:maxLength value="300"/>
                     </xs:restriction>
                  </xs:simpleType>
               </xs:element>
               <xs:element minOccurs="0" name="ModerateScenario">
                  <xs:annotation>
                     <xs:documentation xml:lang="en">04087 - Describes the historical time period the moderate scernario corresponds to</xs:documentation>
                     <xs:documentation xml:lang="de">04087 - Describes historical time period moderate scernario corresponds zu</xs:documentation>
                     <xs:documentation xml:lang="fr">04087 - Describes historical time period moderate scernario corresponds à</xs:documentation>
                     <xs:documentation xml:lang="nl">04087 - Describes historical time period moderate scernario corresponds naar</xs:documentation>
                  </xs:annotation>
                  <xs:simpleType>
                     <xs:restriction base="xs:string">
                        <xs:maxLength value="300"/>
                     </xs:restriction>
                  </xs:simpleType>
               </xs:element>
               <xs:element minOccurs="0" name="FavorableScenario">
                  <xs:annotation>
                     <xs:documentation xml:lang="en">04088 - Describes the historical time period the favourable scernario corresponds to</xs:documentation>
                     <xs:documentation xml:lang="de">04088 - Describes historical time period favourable scernario corresponds zu</xs:documentation>
                     <xs:documentation xml:lang="fr">04088 - Describes historical time period favourable scernario corresponds à</xs:documentation>
                     <xs:documentation xml:lang="nl">04088 - Describes historical time period favourable scernario corresponds naar</xs:documentation>
                  </xs:annotation>
                  <xs:simpleType>
                     <xs:restriction base="xs:string">
                        <xs:maxLength value="300"/>
                     </xs:restriction>
                  </xs:simpleType>
               </xs:element>
               <xs:element minOccurs="0" name="WasBenchmarkUsed" type="YesNoType">
                  <xs:annotation>
                     <xs:documentation xml:lang="en">04089- Boolean to identify whether a benchmark or proxy was used for performance calculation in the unfavourable, moderate and favourable scenarios. 
</xs:documentation>
                     <xs:documentation xml:lang="de">04089- Boolean zu identify whether ein benchmark oder proxy was used für Performance calculation in unfavourable, moderate und favourable scenarios.</xs:documentation>
                     <xs:documentation xml:lang="fr">04089- Boolean à identify whether un benchmark ou proxy was used pour performance calculation dans unfavourable, moderate et favourable scenarios.</xs:documentation>
                     <xs:documentation xml:lang="nl">04089- Boolean naar identify whether een benchmark van proxy was used voor prestatie calculation in unfavourable, moderate en favourable scenarios.</xs:documentation>
                  </xs:annotation>
               </xs:element>
            </xs:sequence>
         </xs:complexType>
      </xs:element>
      <xs:element minOccurs="0" name="PerformanceFeesCarriedInterestNarrative">
         <xs:annotation>
            <xs:documentation xml:lang="en">04090 - Describes the outperformance of your product and shall be a well-formulated text.</xs:documentation>
            <xs:documentation xml:lang="de">04090 - Describes outperformance von your product und shall be ein well-formulated text.</xs:documentation>
            <xs:documentation xml:lang="fr">04090 - Describes outperformance de your product et shall be un well-formulated text.</xs:documentation>
            <xs:documentation xml:lang="nl">04090 - Describes outperformance van your product en shall be een well-formulated text.</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="300"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element minOccurs="0" name="OneOffCostPortfolioEntryCostDescription">
         <xs:annotation>
            <xs:documentation xml:lang="en">04120 - Description of the entry cost, not more than 300 characters.</xs:documentation>
            <xs:documentation xml:lang="de">04120 - Beschreibung von entry Kosten, nicht mehr than 300 characters.</xs:documentation>
            <xs:documentation xml:lang="fr">04120 - Description de entry coût, pas plus than 300 characters.</xs:documentation>
            <xs:documentation xml:lang="nl">04120 - Beschrijving van entry kosten, niet meer than 300 characters.</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="300"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element name="OneOffCostPortfolioExitCostDescription">
         <xs:annotation>
            <xs:documentation xml:lang="en">04130 - Description of exit cost, not more than 300 characters.</xs:documentation>
            <xs:documentation xml:lang="de">04130 - Beschreibung von exit Kosten, nicht mehr than 300 characters.</xs:documentation>
            <xs:documentation xml:lang="fr">04130 - Description de exit coût, pas plus than 300 characters.</xs:documentation>
            <xs:documentation xml:lang="nl">04130 - Beschrijving van exit kosten, niet meer than 300 characters.</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="300"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element name="OngoingCostsPortfolioManagementCostsDescription">
         <xs:annotation>
            <xs:documentation xml:lang="en">04140 - Description of the ongoing cost, not more than 150 characters.</xs:documentation>
            <xs:documentation xml:lang="de">04140 - Beschreibung von ongoing Kosten, nicht mehr than 150 characters.</xs:documentation>
            <xs:documentation xml:lang="fr">04140 - Description de ongoing coût, pas plus than 150 characters.</xs:documentation>
            <xs:documentation xml:lang="nl">04140 - Beschrijving van ongoing kosten, niet meer than 150 characters.</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="150"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
      <xs:element name="DoCostsDependOnInvestedAmount" type="YesNoType">
         <xs:annotation>
            <xs:documentation xml:lang="en">04150 - Indicates whether the costs depend on the invested amount.</xs:documentation>
            <xs:documentation xml:lang="de">04150 - Indicates whether costs depend on invested Betrag.</xs:documentation>
            <xs:documentation xml:lang="fr">04150 - Indicates whether costs depend on invested montant.</xs:documentation>
            <xs:documentation xml:lang="nl">04150 - Indicates whether costs depend on invested bedrag.</xs:documentation>
         </xs:annotation>
      </xs:element>
      <xs:element minOccurs="0" name="CostDepenanceExplanation">
         <xs:annotation>
            <xs:documentation xml:lang="en">04160 - Describes the dependence of consts on the invested amount, not more than 300 characters</xs:documentation>
            <xs:documentation xml:lang="de">04160 - Describes dependence von consts on invested Betrag, nicht mehr than 300 characters</xs:documentation>
            <xs:documentation xml:lang="fr">04160 - Describes dependence de consts on invested montant, pas plus than 300 characters</xs:documentation>
            <xs:documentation xml:lang="nl">04160 - Describes dependence van consts on invested bedrag, niet meer than 300 characters</xs:documentation>
         </xs:annotation>
         <xs:simpleType>
            <xs:restriction base="xs:string">
               <xs:maxLength value="150"/>
            </xs:restriction>
         </xs:simpleType>
      </xs:element>
   </xs:sequence>
</xs:complexType>